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Ano ang mangyayari kapag tumanggap ng nenkin above 65 years old?

Oct. 25, 2017 (Wed), 1,942 views


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In case na gusto nyong lumaki ang matatanggap ninyong retirement pension, the better way to do it ay simulang tumanggap nito ng above 65 years old. The recommended one is starting from 70 years old dahil malaki ang percentage na kanilang dinadagdag sa inyong monthly pension na tatanggapin starting 70 years old.


Like we said already here, ang starting talaga ng pagtanggap ng inyong pension is when you reach the age of 65 years old. Pero you can either apply ng mas maaga dito or late na. If you want to apply late, then apply for 年金繰下げ受給 (NENKIN KURISAGE JUKYUU) sa Japan Pension Office sa inyong lugar.

Kung late na ninyong tatanggapin ang inyong pension, ang merit nito ay meron silang idadagdag na amount sa inyong monthly pension na tatanggapin. Ayon sa kanilang table computation, kung sisimulan nyong tanggapin ang inyong pension at age of 66 years old, ang maidadagdag nila ay nasa 8.4% to 16.1%. Then at age of 67 years old, ito ay nasa 16.8% to 24.5%, then by 68 years old is 25.2% to 32.9%, then by 69 years old is 33.6% to 41.3% and by 70 years old, ang idadagdag nila ay 42%.

So kung sa tingin nyo ay meron pa kayong lakas at meron pa kayong financially stability sa pagtanda ninyo bago pa man kayo umabot ng 70 years old, then advisable na simulan ninyong tanggapin ang inyong pension ng late na rin.



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